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Up to 70% Course Fee Subsidies & SkillsFuture Credit Eligible
Hands-On Learning & Real-Life Case Studies
Top Trainers who are Veterans in their Fields
Colin Lim
Teaches Mortgage Management
With over 16 year's experience in Mortgage Advisory, Colin brings his extensive knowledge of loan structuring to this programme.
​
Starting out his career as an engineer, Colin honed his analytical skills in that field, before moving on to the financial sector. Serving in various roles at Maybank and Standard Chartered Bank, Colin consistently achieved his sales targets for Mortgages, CCPL, Insurance and Wealth Products. In his current role as Head of Training at Redbrick Mortgage Advisory, Colin creates the curriculum and facilitates internal staff training for the company on topics such as mortgages,
tele-conversations and managing sales performance.
He also oversees a team of mortgage advisors and has helped homeowners finance more than a total of SGD$1 billion worth of property.
What
You'll Learn
Join Colin in this 15-hour course to understand the mortgage process and make informed decisions for securing the right financing.
​
Course Title:
Mortgage Management Programme
​
Course Reference Number:
TGS-2023019716
​
Mode of Delivery:
Via Zoom | 15 Hours
Weekday & Weekend classes
1
\
Introduction to different Residential Properties
-
Manner of Holding a property
2
\
Valuation
3
\
Customer Requirements
4
\
Interest Rates
-
Penalties of Mortgage Loans
-
Escape clause for such penalties
5
\
Taxation of a client in property purchase
-
Property Tax
-
Buyer Stamp Duty
-
ABSD Remission
6
\
Understanding Loans
-
HDB Home Loan vs Bank Loans
-
Legal and valuation fees
7
\
Basic Loan Structuring
-
Purchase breakdown
-
IWAA
-
MSR
-
TDSR
-
Income
8
\
Sales process on client journey
9
\
AIP and eligibility calculation
10
\
Refinancing savings calculation
11
\
Loan application & list of documentation required
12
\
Loan structure worksheet
13
\
Loan Acceptance
14
\
Loan Engagement
The Training Provider
Unicorn Financial Solutions
Established in 2011, Unicorn Financial Solutions is Singapore's leading independently owned financial solutions provider. Unicorn Financial Solutions is an Accredited Training Organisation under the Institute of Banking and Finance.
> $0.5 bil. assets
Under advice and management
12,000 Clients
served
10 years
of service experience
Financial Partners
As Seen On
Certification
Participants who complete the course and all required assessments will receive a Certificate of Completion by the Approved Training Provider.
Course Fee & Subsidies
Full Course Fee: $2,180.00 (W/ GST)
-
Weekend ClassesGOLD25001P | 9am - 6pm | 18th and 19th January 2025 Venue: International Plaza (IP) 10 Anson Road, #36-05a (Tech 8) Singapore 079903 Direction: By MRT: International Plaza is located near to Tanjong Pagar MRT Station. By Bus: International Plaza is located to several bus stops at opposite Mas Building, Bus Stop Hub Synergy Point, and Bus Stop International Plaza. Bus Service includes: 57, 131, 167, 186, 532, 533, 534, 535, 536, 542, 543, 548 and 549. By Car: Parking charges apply
-
Weekday ClassesComing Soon!
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $546.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $826.00
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $360.00 nett SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $600.00 nett
-
Weekend ClassesComing Soon
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $337.31 (Incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $868.51 (Incl. GST) Please note: As per SSG’s policy, the GST payable for all CET funding-eligible applicants is calculated based on prevailing GST rate after the baseline funding subsidy of 70%.
-
What is the class schedule like?Total training hours for this course is 32 hours. It is conducting in 4 consecutive Saturdays starting from 9am to 6.30pm at International Plaza (next to Tanjong Pagar MRT). Please chat with our customer service to find out more about the upcoming schedules available.
-
Do I get a certificate after completing the course?Yes, participant who fulfil all requirements will receive a Statement of Attainment (SOA) issued by the SkillsFuture Singapore (SSG)
-
What is the class size?We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
-
Is the course fee subsidised?Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 90%.
-
What is the mode of the training?This course is fully conducted in physical classroom. You will get hands-on experience with real-world case studies.
-
I have registered, what's next?Thank you for your registration! 1). Upon registration, you will receive an automated WhatsApp message to complete the enrolment by doing the payment by SFC / Paynow or both. 2). The WhatApp message reminder will be send to you 3 weeks and 1 week before the class start. If you do not reply, we will call the next day to confirm attendance. 3). The email reminder will be sent 5 days before class start 4). The last WhatsApp message as a reminder will be send 1 day before the class date. 5). You are ready to go. See you in class!
-
What do I need to prepare during the class?It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate the QR code for digital attendance using Singpass and access the course materials and assessments.
-
How is the course fee paid?This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
-
I don’t have any background or experience in Fundamental of Blockchain Technology, can I still join this course?Yes you still can join this course. Blockchain course is ideal for beginners because it provides a structured, straightforward introduction with interactive features and clear explanations to simplify complex ideas.
-
Registration fee?We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be returned back to you upon completion of the course.
-
Weekday ClassesThe Schedules for 2025 (Q1) MMP25001Z | 9am-6pm | 6 Jan - 7 Jan 2025 (OA) ZOOM MMP25002Z | 9am-6pm | 3 Feb - 4 Feb 2025 (OA) ZOOM MMP25003Z | 9am-6pm | 10 Feb- 11 Feb 2025 (OA) ZOOM - Private Only MMP25004Z | 9am-6pm | 18 Feb- 19 Feb 2025 (OA) ZOOM - Private Only MMP25005Z | 9am-6pm | 3 Mar - 4 Mar 2025 (OA) ZOOM MMP25006Z | 9am-6pm | 10 Mar - 11 Mar 2025 (OA) ZOOM - Private Only
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $780.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,180.00
-
Company SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $780.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,180.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
-
Singaporeans Age 21-39 or SG PRDigital Photography with Smartphones After 50% Subsidies: $232.00 (incl. GST) Videography Techniques for Social Media Platforms After 50% Subsidies: $319.00 (incl. GST) Total Payable Course Fee: $551.00
-
Singaporeans Age 40 & AboveDigital Photography with Smartphones After 70% Subsidies: $152.00 (incl. GST) Videography Techniques for Social Media Platforms After 70% Subsidies: $209.00 (incl. GST) Total Payable Course Fee: $361.00
-
Company Sponsored (Enhanced Training Support for SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 90% Subsidies: $418.00
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00 (incl. GST)
-
Company Sponsored (Non-SME)SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00
-
Company Sponsored (Non-SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $1223.80 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $801.80
-
Company Sponsored (Enhanced Training Support for SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $801.80
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1223.80 (incl. GST)
-
Weekend ClassesIED25001P | 9am to 6pm | 11th, 18th and 25th Jan 2025 (Trainer: Melvin Tan Boon Pin) IED25002P | 9am to 6pm | 8th, 15th and 22nd Feb 2025 (Trainer: Melvin Tan Boon Pin) IED25003P | 9am to 6pm | 8th, 15th and 22nd Mar 2025 (Trainer: Melvin Tan Boon Pin) Venue: International Plaza (IP) 10 Anson Road, #25-07 Singapore 079903 Direction: By MRT: International Plaza is located near to Tanjong Pagar MRT Station. By Bus: International Plaza is located to several bus stops at opposite Mas Building, Bus Stop Hub Synergy Point, and Bus Stop International Plaza. Bus Service includes: 57, 131, 167, 186, 532, 533, 534, 535, 536, 542, 543, 548 and 549. By Car: Parking charges apply
-
Weekday ClassesFace-to-Face Coming Soon!
-
What do I need to prepare during the class?It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between registering your e-attendance (using Singpass), learning, accessing the materials and doing the assessment.
-
Who will be my trainer for the course?We work with a team of highly skilled and experienced trainers. However, depending on the schedule and intake, you may also have the opportunity to learn from other qualified professionals in our team. All our trainers are experts in their fields and are committed to delivering an exceptional learning experience.
-
I don’t have any background or experience in investing, can I still join this course?This course is designed for beginner and intermediate investors. Value investing is an investment strategy that involves picking stocks that appear to be trading for less than their intrinsic or book value.
-
I have registered, what's next?Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. The email of course enrolment will be send to you. Follow the guideline in the email to complete the course payment through SkillFuture Credit or Paynow/Bank transfer. 2. You will be added into a class WhatsApp group before the start of your class, all the important information will be shares in it upon the class starting date. 3. You are ready to go, See you in class!
-
What is the mode of the training?This course is fully conducted in physical classroom.
-
Is the course fee subsidised?Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 70%.
-
What is the class size?We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
-
What is the class schedule like?Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
-
Registration fee?We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
-
Do I get a certificate after completing the course?Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
-
How is the course fee paid?This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
Up to 70% Course Fee Subsidies Support
SkillsFuture Credit Eligible
As this course is Accredited under the IBF Standards Training scheme, the below subsidies apply:
-
Singapore Citizens aged 40 years old and above will be eligible for 70% co-funding of direct training costs.
-
Singapore Citizens 21-39 years old and PR will be eligible for 50% subsidy.
-
Singaporeans may use their SkillsFuture Credit to offset remaining fees.
-
The remaining payable fee can be offset with your SkillsFuture Credit.
Course Schedule
-
Weekend ClassesGOLD25001P | 9am - 6pm | 18th and 19th January 2025 Venue: International Plaza (IP) 10 Anson Road, #36-05a (Tech 8) Singapore 079903 Direction: By MRT: International Plaza is located near to Tanjong Pagar MRT Station. By Bus: International Plaza is located to several bus stops at opposite Mas Building, Bus Stop Hub Synergy Point, and Bus Stop International Plaza. Bus Service includes: 57, 131, 167, 186, 532, 533, 534, 535, 536, 542, 543, 548 and 549. By Car: Parking charges apply
-
Weekday ClassesComing Soon!
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $546.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $826.00
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $360.00 nett SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $600.00 nett
-
Weekend ClassesComing Soon
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $337.31 (Incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $868.51 (Incl. GST) Please note: As per SSG’s policy, the GST payable for all CET funding-eligible applicants is calculated based on prevailing GST rate after the baseline funding subsidy of 70%.
-
What is the class schedule like?Total training hours for this course is 32 hours. It is conducting in 4 consecutive Saturdays starting from 9am to 6.30pm at International Plaza (next to Tanjong Pagar MRT). Please chat with our customer service to find out more about the upcoming schedules available.
-
Do I get a certificate after completing the course?Yes, participant who fulfil all requirements will receive a Statement of Attainment (SOA) issued by the SkillsFuture Singapore (SSG)
-
What is the class size?We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
-
Is the course fee subsidised?Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 90%.
-
What is the mode of the training?This course is fully conducted in physical classroom. You will get hands-on experience with real-world case studies.
-
I have registered, what's next?Thank you for your registration! 1). Upon registration, you will receive an automated WhatsApp message to complete the enrolment by doing the payment by SFC / Paynow or both. 2). The WhatApp message reminder will be send to you 3 weeks and 1 week before the class start. If you do not reply, we will call the next day to confirm attendance. 3). The email reminder will be sent 5 days before class start 4). The last WhatsApp message as a reminder will be send 1 day before the class date. 5). You are ready to go. See you in class!
-
What do I need to prepare during the class?It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate the QR code for digital attendance using Singpass and access the course materials and assessments.
-
How is the course fee paid?This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
-
I don’t have any background or experience in Fundamental of Blockchain Technology, can I still join this course?Yes you still can join this course. Blockchain course is ideal for beginners because it provides a structured, straightforward introduction with interactive features and clear explanations to simplify complex ideas.
-
Registration fee?We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be returned back to you upon completion of the course.
-
Weekday ClassesThe Schedules for 2025 (Q1) MMP25001Z | 9am-6pm | 6 Jan - 7 Jan 2025 (OA) ZOOM MMP25002Z | 9am-6pm | 3 Feb - 4 Feb 2025 (OA) ZOOM MMP25003Z | 9am-6pm | 10 Feb- 11 Feb 2025 (OA) ZOOM - Private Only MMP25004Z | 9am-6pm | 18 Feb- 19 Feb 2025 (OA) ZOOM - Private Only MMP25005Z | 9am-6pm | 3 Mar - 4 Mar 2025 (OA) ZOOM MMP25006Z | 9am-6pm | 10 Mar - 11 Mar 2025 (OA) ZOOM - Private Only
-
Individual SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $780.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,180.00
-
Company SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $780.00 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1,180.00 *Companies eligible to submit claims for company-sponsored participants include Singapore-based financial Institutions regulated by MAS (licensed or exempt from licensing by MAS) and FinTech firms certified by Singapore FinTech Association (Terms and Conditions apply). SkillsFuture Credit cannot be used to co-fund the programme fees of company-sponsored training programmes.
-
Singaporeans Age 21-39 or SG PRDigital Photography with Smartphones After 50% Subsidies: $232.00 (incl. GST) Videography Techniques for Social Media Platforms After 50% Subsidies: $319.00 (incl. GST) Total Payable Course Fee: $551.00
-
Singaporeans Age 40 & AboveDigital Photography with Smartphones After 70% Subsidies: $152.00 (incl. GST) Videography Techniques for Social Media Platforms After 70% Subsidies: $209.00 (incl. GST) Total Payable Course Fee: $361.00
-
Company Sponsored (Enhanced Training Support for SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 90% Subsidies: $418.00
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00 (incl. GST)
-
Company Sponsored (Non-SME)SINGAPOREANS AGE 40 & ABOVE After 90% Subsidies: $418.00 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $638.00
-
Company Sponsored (Non-SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $1223.80 SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $801.80
-
Company Sponsored (Enhanced Training Support for SME)SINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 SINGAPOREANS AGE 21-39 & PRs After 70% Subsidies: $801.80
-
Self-SponsoredSINGAPOREANS AGE 40 & ABOVE After 70% Subsidies: $801.80 (incl. GST) SINGAPOREANS AGE 21-39 & PRs After 50% Subsidies: $1223.80 (incl. GST)
-
Weekend ClassesIED25001P | 9am to 6pm | 11th, 18th and 25th Jan 2025 (Trainer: Melvin Tan Boon Pin) IED25002P | 9am to 6pm | 8th, 15th and 22nd Feb 2025 (Trainer: Melvin Tan Boon Pin) IED25003P | 9am to 6pm | 8th, 15th and 22nd Mar 2025 (Trainer: Melvin Tan Boon Pin) Venue: International Plaza (IP) 10 Anson Road, #25-07 Singapore 079903 Direction: By MRT: International Plaza is located near to Tanjong Pagar MRT Station. By Bus: International Plaza is located to several bus stops at opposite Mas Building, Bus Stop Hub Synergy Point, and Bus Stop International Plaza. Bus Service includes: 57, 131, 167, 186, 532, 533, 534, 535, 536, 542, 543, 548 and 549. By Car: Parking charges apply
-
Weekday ClassesFace-to-Face Coming Soon!
-
What do I need to prepare during the class?It is advisable to prepare 2 devices to use during the class (Computer, Laptop or Handphone) so that you can easily navigate between registering your e-attendance (using Singpass), learning, accessing the materials and doing the assessment.
-
Who will be my trainer for the course?We work with a team of highly skilled and experienced trainers. However, depending on the schedule and intake, you may also have the opportunity to learn from other qualified professionals in our team. All our trainers are experts in their fields and are committed to delivering an exceptional learning experience.
-
I don’t have any background or experience in investing, can I still join this course?This course is designed for beginner and intermediate investors. Value investing is an investment strategy that involves picking stocks that appear to be trading for less than their intrinsic or book value.
-
I have registered, what's next?Thank you for your registration! You will receive an order confirmation right after you sign up and pay. 1. The email of course enrolment will be send to you. Follow the guideline in the email to complete the course payment through SkillFuture Credit or Paynow/Bank transfer. 2. You will be added into a class WhatsApp group before the start of your class, all the important information will be shares in it upon the class starting date. 3. You are ready to go, See you in class!
-
What is the mode of the training?This course is fully conducted in physical classroom.
-
Is the course fee subsidised?Singaporeans and Singapore PRs are eligible for the IBF subsidy up to 70%.
-
What is the class size?We hold up to 24 pax each class, to ensure each participant has a chance to interact with the trainers.
-
What is the class schedule like?Total training hours for this course is 24 hours. We have both weekend and weekday classes available. Please chat with our customer service to find out more about the upcoming schedules available.
-
Registration fee?We will collect a $30 registration fee to reserve a spot for you, which this registration fee will be refunded to you upon completion of the course.
-
Do I get a certificate after completing the course?Yes, you will be able to receive a Certificate of Completion issued by the Training Provider.
-
How is the course fee paid?This course is SkillsFuture Credit Eligible, you may also choose to pay through Paynow/Bank Transfer.
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